Risk management is the cornerstone of any financial institutions. The impact of risk extends across multiple business functions. A powerful example is the recent sub prime mortgage crisis which has forced many financial powerhouses to be sold off or suffer huge write downs. Diverture & Cygnus provides technology solutions to reduce unanticipated risks, minimize losses, balance exposures and identify ways to strengthen the financial stability for our clients.

Market Risk
We design software applications to help clients compute fluctuating portfolio sensitivity and value at risk against market conditions such as interest rates, foreign exchange rates, commodity prices, and equity indices. Our technology tools combined with over 20 in the industry allows us to efficiently create solutions for clients’ most challenging risk forecasts.

Credit Risk
We create custom computation models to analyze and forecast credit risks under various market scenarios. We understand risk management techniques such as limits, gap analysis of interest and liquidity, credit tracking and credit value / earning at risks. We cover financial instruments like over the counter interest rate products, derivatives, mortgage backed securities and fixed income products.

Model Risk
How reliable are your current risk management tools? Since the sub prime credit crunch, companies are reviewing risk modeling infrastructures to tighter their forecast. Many companies are reviewing their software infrastructure to support tighter risk forecast and control after the sub prime melt down. We understand the mathematics behind the risk metrics and we can solve your specific business challenges with unique and flexible technology solutions.

Legal
Compliance has an interesting role in the capital marketplace. It protects stability of the financial market and investor confidence. However, compliance often creates an extra layer of operating expenses. In Diverture & Cygnus, we understand compliance management from client’s strategic angel and helps deploy flexible tools to meet the constant regulatory demands. We establish compliance infrastructure to integrate data from multi platforms and generate custom reports from collected information.

Underwriting
Mature underwriting discipline gives stability and sustainability to an organization in the long term. Modernized underwriting process helps ensure fast and smooth transaction in each contract. Underwriting plays a crucial role to any lender and insurer. Diverture & Cygnus provides cutting edge business process management solutions to shorten underwriting time, better control of documents and increasing collaboration between agents, underwriters and customers during entire workflow.